.annuity-page {
	--ann-ink: #142033;
	--ann-muted: #59687a;
	--ann-line: #d7e1ec;
	--ann-soft: #f5f8fb;
	--ann-deep: #17314f;
	--ann-green: #0f8b75;
	--ann-gold: #c58a18;
	--ann-red: #a54a3f;
	overflow-x: clip;
}

.annuity-page .annuity-hero,
.annuity-page .annuity-tool,
.annuity-page .annuity-section,
.annuity-page .disclaimer {
	background: #fff;
	border: 1px solid var(--ann-line);
	border-radius: 10px;
	box-shadow: 0 18px 44px rgba(20, 32, 51, .08);
}

.annuity-page .annuity-hero {
	display: grid;
	grid-template-columns: minmax(0, 1.1fr) minmax(280px, 420px);
	gap: 28px;
	align-items: stretch;
	margin-bottom: 22px;
	padding: 34px;
	background:
		linear-gradient(135deg, rgba(15,139,117,.12), rgba(197,138,24,.12)),
		#fff;
}

.annuity-page .annuity-hero h1 {
	max-width: 850px;
	margin: 8px 0 14px;
	color: var(--ann-ink);
	font-size: clamp(34px, 5vw, 62px);
	line-height: 1;
	letter-spacing: 0;
}

.annuity-page .annuity-hero p {
	max-width: 780px;
	color: var(--ann-muted);
	font-size: 17px;
	line-height: 1.7;
}

.annuity-page .trust-note {
	padding: 14px 16px;
	background: #eef9f6;
	border-left: 5px solid var(--ann-green);
	border-radius: 8px;
	font-weight: 800;
}

.annuity-page .hero-panel {
	position: relative;
	overflow: hidden;
	display: flex;
	flex-direction: column;
	justify-content: center;
	padding: 26px;
	color: #fff;
	background: #142033;
	border-radius: 10px;
}

.annuity-page .hero-panel::after {
	position: absolute;
	right: -42px;
	bottom: -46px;
	width: 150px;
	height: 150px;
	border: 30px solid rgba(197,138,24,.78);
	border-radius: 50%;
	content: "";
}

.annuity-page .hero-panel span,
.annuity-page .result-card span,
.annuity-page .metric-grid span,
.annuity-page .example-grid span,
.annuity-page .related-grid span {
	display: block;
	margin-bottom: 8px;
	color: #91ecdc;
	font-size: 12px;
	font-weight: 950;
	letter-spacing: 0;
	text-transform: uppercase;
}

.annuity-page .hero-panel strong {
	position: relative;
	z-index: 1;
	display: block;
	font-size: clamp(26px, 3vw, 38px);
	line-height: 1.08;
}

.annuity-page .hero-panel p {
	position: relative;
	z-index: 1;
	color: rgba(255,255,255,.86);
	font-size: 14px;
}

.annuity-page .annuity-tool,
.annuity-page .annuity-section,
.annuity-page .disclaimer {
	margin-bottom: 22px;
	padding: 26px;
}

.annuity-page .tool-grid {
	display: grid;
	grid-template-columns: minmax(320px, .95fr) minmax(0, 1.05fr);
	gap: 22px;
	align-items: start;
}

.annuity-page .input-panel,
.annuity-page .result-panel {
	min-width: 0;
	padding: 20px;
	background: #fff;
	border: 1px solid var(--ann-line);
	border-radius: 10px;
}

.annuity-page .input-panel {
	background: linear-gradient(135deg, #f8fbff, #f2faf7);
	border-left: 6px solid var(--ann-green);
}

.annuity-page .field-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 14px;
	margin-top: 14px;
}

.annuity-page .field {
	display: grid;
	gap: 7px;
	color: #25354d;
	font-size: 13px;
	font-weight: 900;
}

.annuity-page .field input,
.annuity-page .field select {
	width: 100%;
	min-height: 45px;
	padding: 10px 12px;
	color: var(--ann-ink);
	background: var(--ann-soft);
	border: 1px solid var(--ann-line);
	border-radius: 8px;
	font: inherit;
	font-weight: 850;
}

.annuity-page .field input:focus,
.annuity-page .field select:focus {
	outline: 3px solid rgba(15,139,117,.16);
	border-color: var(--ann-green);
	background: #fff;
}

.annuity-page .field small {
	color: var(--ann-muted);
	font-weight: 700;
	line-height: 1.35;
}

.annuity-page .action-row {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
	margin-top: 16px;
}

.annuity-page button {
	min-height: 46px;
	padding: 10px 16px;
	color: #fff;
	background: var(--ann-deep);
	border: 0;
	border-radius: 8px;
	cursor: pointer;
	font: inherit;
	font-weight: 950;
}

.annuity-page .copy-button {
	background: var(--ann-green);
}

.annuity-page .validation-message,
.annuity-page .copy-status {
	min-height: 20px;
	color: #a14a25;
	font-size: 13px;
	font-weight: 850;
}

.annuity-page .result-panel {
	display: grid;
	gap: 16px;
}

.annuity-page .result-card {
	position: relative;
	overflow: hidden;
	padding: 24px;
	color: #fff;
	background: #17314f;
	border-radius: 10px;
}

.annuity-page .result-card::after {
	position: absolute;
	right: -34px;
	top: -46px;
	width: 150px;
	height: 150px;
	background: rgba(15,139,117,.22);
	border-radius: 50%;
	content: "";
}

.annuity-page .result-card strong {
	position: relative;
	z-index: 1;
	display: block;
	font-size: clamp(34px, 4vw, 54px);
	line-height: 1.04;
	font-variant-numeric: tabular-nums;
}

.annuity-page .result-card p {
	position: relative;
	z-index: 1;
	color: rgba(255,255,255,.86);
}

.annuity-page .metric-grid,
.annuity-page .example-grid,
.annuity-page .related-grid,
.annuity-page .source-grid {
	display: grid;
	grid-template-columns: repeat(4, minmax(0, 1fr));
	gap: 14px;
}

.annuity-page .metric-grid {
	grid-template-columns: repeat(2, minmax(0, 1fr));
}

.annuity-page .metric-grid div,
.annuity-page .example-grid article,
.annuity-page .related-grid a,
.annuity-page .source-grid div,
.annuity-page .formula-box {
	padding: 16px;
	background: var(--ann-soft);
	border: 1px solid var(--ann-line);
	border-radius: 9px;
}

.annuity-page .metric-grid span,
.annuity-page .example-grid span,
.annuity-page .related-grid span {
	color: var(--ann-green);
}

.annuity-page .metric-grid strong,
.annuity-page .related-grid strong {
	display: block;
	margin-top: 8px;
	color: var(--ann-ink);
	font-size: 20px;
	font-variant-numeric: tabular-nums;
	overflow-wrap: anywhere;
}

.annuity-page .breakdown-chart,
.annuity-page .chart-card {
	min-height: 120px;
	padding: 16px;
	background: var(--ann-soft);
	border: 1px solid var(--ann-line);
	border-radius: 9px;
}

.annuity-page .breakdown-row {
	display: grid;
	grid-template-columns: minmax(120px, 170px) minmax(0, 1fr) minmax(90px, auto);
	gap: 10px;
	align-items: center;
	margin: 10px 0;
}

.annuity-page .breakdown-label,
.annuity-page .breakdown-value {
	color: var(--ann-ink);
	font-size: 13px;
	font-weight: 900;
	font-variant-numeric: tabular-nums;
}

.annuity-page .breakdown-track {
	height: 16px;
	background: #e8eef5;
	border-radius: 4px;
	overflow: hidden;
}

.annuity-page .breakdown-fill {
	height: 100%;
	border-radius: 3px;
}

.annuity-page .fill-principal {
	background: var(--ann-deep);
}

.annuity-page .fill-additions {
	background: var(--ann-green);
}

.annuity-page .fill-interest {
	background: var(--ann-gold);
}

.annuity-page .section-heading {
	max-width: 880px;
	margin-bottom: 16px;
}

.annuity-page .chart-card svg {
	display: block;
	width: 100%;
	height: auto;
}

.annuity-page .chart-card text {
	fill: var(--ann-ink);
	font-family: inherit;
	font-size: 12px;
	font-weight: 850;
}

.annuity-page .table-wrap {
	overflow-x: auto;
	margin-top: 16px;
	border: 1px solid var(--ann-line);
	border-radius: 9px;
}

.annuity-page table {
	width: 100%;
	min-width: 760px;
	border-collapse: collapse;
	background: #fff;
}

.annuity-page th,
.annuity-page td {
	padding: 13px 14px;
	border-bottom: 1px solid var(--ann-line);
	text-align: left;
	font-variant-numeric: tabular-nums;
}

.annuity-page th {
	background: #f2f6fa;
	color: var(--ann-ink);
	font-weight: 950;
}

.annuity-page td {
	color: var(--ann-muted);
}

.annuity-page .two-col {
	display: grid;
	grid-template-columns: minmax(0, 1fr) minmax(280px, 420px);
	gap: 22px;
}

.annuity-page .formula-box {
	margin-top: 14px;
	border-left: 5px solid var(--ann-gold);
}

.annuity-page .check-list {
	padding-left: 20px;
	color: var(--ann-muted);
}

.annuity-page .source-grid {
	grid-template-columns: repeat(3, minmax(0, 1fr));
}

.annuity-page .related-grid {
	grid-template-columns: repeat(4, minmax(0, 1fr));
}

.annuity-page .related-grid a {
	color: inherit;
	text-decoration: none;
	transition: border-color .2s ease, transform .2s ease;
}

.annuity-page .related-grid a:hover {
	border-color: var(--ann-green);
	transform: translateY(-2px);
}

.annuity-page a {
	color: #0d7568;
	font-weight: 900;
}

.annuity-page p,
.annuity-page li,
.annuity-page .faq-section p {
	color: var(--ann-muted);
	line-height: 1.72;
}

.annuity-page .faq-section details {
	padding: 16px 0;
	border-bottom: 1px solid var(--ann-line);
}

.annuity-page .faq-section summary {
	color: var(--ann-ink);
	cursor: pointer;
	font-weight: 950;
}

@media (max-width: 1080px) {
	.annuity-page .annuity-hero,
	.annuity-page .tool-grid,
	.annuity-page .two-col {
		grid-template-columns: 1fr;
	}

	.annuity-page .source-grid,
	.annuity-page .related-grid {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (max-width: 760px) {
	.annuity-page .field-grid,
	.annuity-page .metric-grid,
	.annuity-page .example-grid,
	.annuity-page .source-grid,
	.annuity-page .related-grid {
		grid-template-columns: 1fr;
	}

	.annuity-page .breakdown-row {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 640px) {
	.annuity-page .annuity-hero,
	.annuity-page .annuity-tool,
	.annuity-page .annuity-section,
	.annuity-page .disclaimer {
		padding: 18px;
	}

	.annuity-page .annuity-hero h1 {
		font-size: 2.35rem;
	}
}