.dti-page {
	--dti-ink: #162032;
	--dti-muted: #5d6879;
	--dti-line: #d7e1ec;
	--dti-card: #ffffff;
	--dti-soft: #f4f7fb;
	--dti-navy: #111b2e;
	--dti-blue: #2364d2;
	--dti-teal: #0d9488;
	--dti-amber: #d58a16;
	--dti-red: #c94b42;
	--dti-purple: #6254b6;
}

.dti-page .dti-hero,
.dti-page .dti-tool,
.dti-page .dti-content-card,
.dti-page .dti-section,
.dti-page .disclaimer {
	background: var(--dti-card);
	border: 1px solid var(--dti-line);
	border-radius: 8px;
	box-shadow: 0 18px 44px rgba(17, 27, 46, 0.1);
}

.dti-page .dti-hero {
	display: grid;
	grid-template-columns: minmax(0, 1fr) 340px;
	gap: 28px;
	align-items: center;
	margin-bottom: 22px;
	padding: 34px;
	background:
		linear-gradient(135deg, rgba(35, 100, 210, 0.1), rgba(13, 148, 136, 0.08)),
		#ffffff;
	overflow: hidden;
}

.dti-page .dti-hero h1 {
	font-size: clamp(34px, 5vw, 50px);
}

.dti-page .dti-hero p {
	max-width: 760px;
	color: var(--dti-muted);
	font-size: 17px;
}

.dti-page .dti-hero-visual {
	display: grid;
	grid-template-columns: 126px minmax(0, 1fr);
	gap: 18px;
	align-items: center;
	padding: 20px;
	color: #ffffff;
	background: var(--dti-navy);
	border-radius: 8px;
}

.dti-page .ratio-ring {
	display: grid;
	place-items: center;
	width: 126px;
	height: 126px;
	background:
		radial-gradient(circle at center, var(--dti-navy) 0 48%, transparent 49%),
		conic-gradient(var(--dti-teal) 0 36%, var(--dti-amber) 36% 43%, var(--dti-red) 43% 100%);
	border-radius: 50%;
}

.dti-page .ratio-ring span {
	color: #ffffff;
	font-size: 28px;
	font-weight: 900;
}

.dti-page .dti-hero-visual strong {
	display: block;
	font-size: 20px;
}

.dti-page .dti-hero-visual p {
	margin: 8px 0 0;
	color: rgba(255, 255, 255, 0.78);
	font-size: 14px;
}

.dti-page .dti-tool {
	display: grid;
	grid-template-columns: minmax(0, 1.05fr) minmax(360px, 0.95fr);
	gap: 24px;
	margin-bottom: 22px;
	padding: 24px;
	align-items: start;
}

.dti-page .panel-heading p {
	margin: 6px 0 0;
	color: var(--dti-muted);
}

.dti-page .dti-input-panel,
.dti-page .dti-result-panel {
	display: grid;
	gap: 16px;
}

.dti-page .dti-input-card,
.dti-page .ratio-card,
.dti-page .debt-mix-card,
.dti-page .formula-box {
	padding: 18px;
	background: #ffffff;
	border: 1px solid var(--dti-line);
	border-radius: 8px;
}

.dti-page .dti-input-card h3 {
	margin-bottom: 14px;
}

.dti-page .field-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 14px;
}

.dti-page .field {
	display: grid;
	gap: 7px;
	color: #29364a;
	font-size: 13px;
	font-weight: 900;
}

.dti-page .field input,
.dti-page .field select {
	min-height: 44px;
	padding: 10px 12px;
	color: var(--dti-ink);
	background: var(--dti-soft);
	border: 1px solid var(--dti-line);
	border-radius: 7px;
	font: inherit;
	font-weight: 800;
}

.dti-page .field input:focus,
.dti-page .field select:focus {
	outline: 3px solid rgba(35, 100, 210, 0.16);
	border-color: var(--dti-blue);
	background: #ffffff;
}

.dti-page .amount-unit {
	display: grid;
	grid-template-columns: minmax(0, 1fr) 110px;
	gap: 8px;
}

.dti-page .target-card {
	background:
		linear-gradient(135deg, rgba(213, 138, 22, 0.08), rgba(35, 100, 210, 0.06)),
		#ffffff;
}

.dti-page .dti-status-card {
	padding: 24px;
	color: #ffffff;
	background:
		linear-gradient(135deg, rgba(35, 100, 210, 0.92), rgba(17, 27, 46, 0.98)),
		var(--dti-navy);
	border-radius: 8px;
}

.dti-page .dti-status-card span {
	color: #bfdbfe;
	font-size: 13px;
	font-weight: 900;
	text-transform: uppercase;
}

.dti-page .dti-status-card strong {
	display: block;
	margin-top: 8px;
	font-size: clamp(42px, 7vw, 64px);
	line-height: 1;
}

.dti-page .dti-status-card p {
	margin: 12px 0 0;
	color: rgba(255, 255, 255, 0.86);
	font-size: 16px;
}

.dti-page .dti-ratio-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 12px;
}

.dti-page .ratio-top {
	display: flex;
	align-items: baseline;
	justify-content: space-between;
	gap: 12px;
}

.dti-page .ratio-top span,
.dti-page .dti-metric-grid span {
	color: var(--dti-muted);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.dti-page .ratio-top strong {
	color: var(--dti-ink);
	font-size: 26px;
}

.dti-page .ratio-track {
	height: 14px;
	margin: 12px 0;
	background: #e8edf4;
	border-radius: 999px;
	overflow: hidden;
}

.dti-page .ratio-track i {
	display: block;
	width: 0;
	height: 100%;
	background: linear-gradient(90deg, var(--dti-teal), var(--dti-amber), var(--dti-red));
	border-radius: inherit;
	transition: width 0.2s ease;
}

.dti-page .ratio-card p,
.dti-page .formula-box p {
	margin: 0;
	color: var(--dti-muted);
}

.dti-page .dti-metric-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 12px;
}

.dti-page .dti-metric-grid div {
	padding: 16px;
	background: #ffffff;
	border: 1px solid var(--dti-line);
	border-radius: 8px;
}

.dti-page .dti-metric-grid strong {
	display: block;
	margin-top: 8px;
	color: var(--dti-ink);
	font-size: 21px;
}

.dti-page .debt-stack {
	display: flex;
	width: 100%;
	height: 34px;
	margin: 14px 0;
	background: #e8edf4;
	border-radius: 7px;
	overflow: hidden;
}

.dti-page .debt-stack span {
	min-width: 0;
	height: 100%;
}

.dti-page .stack-housing,
.dti-page .legend-housing {
	background: var(--dti-blue);
}

.dti-page .stack-credit,
.dti-page .legend-credit {
	background: var(--dti-red);
}

.dti-page .stack-student,
.dti-page .legend-student {
	background: var(--dti-purple);
}

.dti-page .stack-auto,
.dti-page .legend-auto {
	background: var(--dti-amber);
}

.dti-page .stack-other,
.dti-page .legend-other {
	background: var(--dti-teal);
}

.dti-page .stack-legend {
	display: flex;
	flex-wrap: wrap;
	gap: 10px 14px;
	color: var(--dti-muted);
	font-size: 12px;
	font-weight: 800;
}

.dti-page .stack-legend span {
	display: inline-flex;
	align-items: center;
	gap: 6px;
}

.dti-page .stack-legend i {
	width: 10px;
	height: 10px;
	border-radius: 50%;
}

.dti-page .copy-button {
	width: 100%;
	min-height: 48px;
	color: #ffffff;
	background: var(--dti-blue);
	border: 0;
	border-radius: 7px;
	font: inherit;
	font-weight: 900;
	cursor: pointer;
}

.dti-page .copy-button:hover {
	background: #1c54b1;
}

.dti-page .copy-status {
	min-height: 20px;
	margin: 0;
	color: var(--dti-blue);
	font-size: 13px;
	font-weight: 800;
}

.dti-page .dti-content-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 22px;
	margin-bottom: 22px;
}

.dti-page .dti-content-card,
.dti-page .dti-section {
	padding: 24px;
}

.dti-page .dti-content-card p,
.dti-page .dti-section p,
.dti-page .dti-section li {
	color: var(--dti-muted);
}

.dti-page .dti-section {
	margin-bottom: 22px;
}

.dti-page .section-heading {
	max-width: 820px;
	margin-bottom: 18px;
}

.dti-page .benchmark-grid,
.dti-page .scenario-grid,
.dti-page .related-grid {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 16px;
}

.dti-page .related-grid {
	grid-template-columns: repeat(4, minmax(0, 1fr));
}

.dti-page .benchmark-grid article,
.dti-page .scenario-grid article,
.dti-page .related-grid a {
	padding: 18px;
	background: var(--dti-soft);
	border: 1px solid var(--dti-line);
	border-radius: 8px;
}

.dti-page .benchmark-grid span,
.dti-page .related-grid span {
	color: var(--dti-blue);
	font-size: 13px;
	font-weight: 900;
	text-transform: uppercase;
}

.dti-page .benchmark-grid span {
	display: block;
	font-size: 34px;
	line-height: 1;
}

.dti-page .related-grid a {
	color: inherit;
	text-decoration: none;
}

.dti-page .related-grid strong {
	display: block;
	margin: 8px 0;
	color: var(--dti-ink);
	font-size: 17px;
}

.dti-page .dti-split-section {
	display: grid;
	grid-template-columns: minmax(0, 1fr) 330px;
	gap: 24px;
	background:
		linear-gradient(135deg, rgba(13, 148, 136, 0.08), rgba(213, 138, 22, 0.08)),
		#ffffff;
}

.dti-page .dti-checklist {
	padding: 18px;
	background: #ffffff;
	border: 1px solid var(--dti-line);
	border-radius: 8px;
}

.dti-page .dti-checklist strong {
	color: var(--dti-ink);
	font-size: 18px;
}

.dti-page .dti-checklist ul {
	margin: 14px 0 0;
	padding-left: 20px;
}

.dti-page .faq-list {
	display: grid;
	gap: 12px;
}

.dti-page .faq-list details {
	padding: 16px;
	background: var(--dti-soft);
	border: 1px solid var(--dti-line);
	border-radius: 8px;
}

.dti-page .faq-list summary {
	color: var(--dti-ink);
	font-weight: 900;
	cursor: pointer;
}

.dti-page .faq-list p {
	margin: 10px 0 0;
}

.dti-page .disclaimer {
	padding: 22px;
	background: #fff8ed;
}

.dti-page .disclaimer p {
	margin: 0;
	color: #6f4c17;
}

@media (max-width: 980px) {
	.dti-page .dti-hero,
	.dti-page .dti-tool,
	.dti-page .dti-content-grid,
	.dti-page .dti-split-section {
		grid-template-columns: 1fr;
	}

	.dti-page .benchmark-grid,
	.dti-page .scenario-grid,
	.dti-page .related-grid {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 640px) {
	.dti-page .dti-hero,
	.dti-page .dti-tool,
	.dti-page .dti-content-card,
	.dti-page .dti-section {
		padding: 18px;
	}

	.dti-page .dti-hero-visual,
	.dti-page .field-grid,
	.dti-page .dti-ratio-grid,
	.dti-page .dti-metric-grid {
		grid-template-columns: 1fr;
	}

	.dti-page .amount-unit {
		grid-template-columns: 1fr;
	}
}