.fha-page {
	--fha-ink: #172033;
	--fha-muted: #5c6878;
	--fha-line: #d9e2ed;
	--fha-card: #ffffff;
	--fha-soft: #f5f8fc;
	--fha-deep: #132238;
	--fha-blue: #2767d7;
	--fha-teal: #108a7b;
	--fha-gold: #d08d1c;
	--fha-coral: #cc5a4b;
}

.fha-page .fha-hero,
.fha-page .fha-tool,
.fha-page .fha-content-card,
.fha-page .fha-section,
.fha-page .disclaimer {
	background: var(--fha-card);
	border: 1px solid var(--fha-line);
	border-radius: 8px;
	box-shadow: 0 18px 44px rgba(19, 34, 56, 0.1);
}

.fha-page .fha-hero {
	display: grid;
	grid-template-columns: minmax(0, 1fr) 360px;
	gap: 28px;
	align-items: center;
	margin-bottom: 22px;
	padding: 34px;
	background:
		linear-gradient(135deg, rgba(39, 103, 215, 0.09), rgba(16, 138, 123, 0.08)),
		#ffffff;
}

.fha-page .fha-hero h1 {
	font-size: clamp(34px, 5vw, 52px);
}

.fha-page .fha-hero p {
	max-width: 780px;
	color: var(--fha-muted);
	font-size: 17px;
}

.fha-page .fha-hero-visual {
	padding: 22px;
	color: #ffffff;
	background: var(--fha-deep);
	border-radius: 8px;
}

.fha-page .fha-hero-visual span {
	color: #cbd8f2;
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.fha-page .fha-hero-visual strong {
	display: block;
	margin-top: 8px;
	font-size: 44px;
	line-height: 1;
}

.fha-page .fha-hero-visual p {
	margin: 10px 0 0;
	color: rgba(255, 255, 255, 0.8);
	font-size: 14px;
}

.fha-page .fha-tool {
	display: grid;
	grid-template-columns: minmax(0, 1.05fr) minmax(360px, 0.95fr);
	gap: 24px;
	margin-bottom: 22px;
	padding: 24px;
	align-items: start;
}

.fha-page .panel-heading p {
	margin: 6px 0 0;
	color: var(--fha-muted);
}

.fha-page .fha-input-panel,
.fha-page .fha-result-panel {
	display: grid;
	gap: 16px;
}

.fha-page .fha-input-card,
.fha-page .payment-stack-card,
.fha-page .fha-details-card,
.fha-page .formula-box {
	padding: 18px;
	background: #ffffff;
	border: 1px solid var(--fha-line);
	border-radius: 8px;
}

.fha-page .fha-input-card {
	border-left: 5px solid var(--fha-blue);
}

.fha-page .fha-input-card:nth-of-type(3) {
	border-left-color: var(--fha-teal);
}

.fha-page .fha-input-card h3 {
	margin-bottom: 14px;
}

.fha-page .field-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 14px;
}

.fha-page .field {
	display: grid;
	gap: 7px;
	color: #29364a;
	font-size: 13px;
	font-weight: 900;
}

.fha-page .field input {
	width: 100%;
	min-height: 44px;
	padding: 10px 12px;
	color: var(--fha-ink);
	background: var(--fha-soft);
	border: 1px solid var(--fha-line);
	border-radius: 7px;
	font: inherit;
	font-weight: 800;
}

.fha-page .field input:focus {
	outline: 3px solid rgba(39, 103, 215, 0.16);
	border-color: var(--fha-blue);
	background: #ffffff;
}

.fha-page .fha-status-card {
	padding: 24px;
	color: #ffffff;
	background:
		linear-gradient(135deg, rgba(39, 103, 215, 0.94), rgba(19, 34, 56, 0.98)),
		var(--fha-deep);
	border-radius: 8px;
}

.fha-page .fha-status-card span {
	color: #cbd8f2;
	font-size: 13px;
	font-weight: 900;
	text-transform: uppercase;
}

.fha-page .fha-status-card strong {
	display: block;
	margin-top: 8px;
	font-size: clamp(38px, 6vw, 58px);
	line-height: 1;
}

.fha-page .fha-status-card p {
	margin: 12px 0 0;
	color: rgba(255, 255, 255, 0.86);
	font-size: 16px;
}

.fha-page .fha-metric-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 12px;
}

.fha-page .fha-metric-grid div {
	padding: 16px;
	background: #ffffff;
	border: 1px solid var(--fha-line);
	border-radius: 8px;
}

.fha-page .fha-metric-grid span,
.fha-page .detail-row span {
	display: block;
	color: var(--fha-muted);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.fha-page .fha-metric-grid strong {
	display: block;
	margin-top: 8px;
	color: var(--fha-ink);
	font-size: 20px;
}

.fha-page .payment-stack {
	display: flex;
	width: 100%;
	height: 34px;
	margin: 14px 0;
	background: #e8edf4;
	border-radius: 7px;
	overflow: hidden;
}

.fha-page .payment-stack span {
	min-width: 0;
	height: 100%;
}

.fha-page .stack-pi,
.fha-page .legend-pi {
	background: var(--fha-blue);
}

.fha-page .stack-mip,
.fha-page .legend-mip {
	background: var(--fha-gold);
}

.fha-page .stack-tax,
.fha-page .legend-tax {
	background: var(--fha-teal);
}

.fha-page .stack-insurance,
.fha-page .legend-insurance {
	background: var(--fha-coral);
}

.fha-page .stack-hoa,
.fha-page .legend-hoa {
	background: #8fa6bd;
}

.fha-page .stack-legend {
	display: flex;
	flex-wrap: wrap;
	gap: 10px 14px;
	color: var(--fha-muted);
	font-size: 12px;
	font-weight: 800;
}

.fha-page .stack-legend span {
	display: inline-flex;
	align-items: center;
	gap: 6px;
}

.fha-page .stack-legend i {
	width: 10px;
	height: 10px;
	border-radius: 50%;
}

.fha-page .detail-row {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 14px;
	padding: 12px 0;
	border-top: 1px solid var(--fha-line);
}

.fha-page .detail-row:first-child {
	border-top: 0;
}

.fha-page .detail-row strong {
	color: var(--fha-ink);
	text-align: right;
}

.fha-page .formula-box p {
	margin: 0;
	color: var(--fha-muted);
}

.fha-page .copy-button {
	width: 100%;
	min-height: 48px;
	color: #ffffff;
	background: var(--fha-blue);
	border: 0;
	border-radius: 7px;
	font: inherit;
	font-weight: 900;
	cursor: pointer;
}

.fha-page .copy-button:hover {
	background: #2057b8;
}

.fha-page .copy-status {
	min-height: 20px;
	margin: 0;
	color: var(--fha-blue);
	font-size: 13px;
	font-weight: 800;
}

.fha-page .fha-content-grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: 22px;
	margin-bottom: 22px;
}

.fha-page .fha-content-card,
.fha-page .fha-section {
	padding: 24px;
}

.fha-page .fha-content-card p,
.fha-page .fha-section p,
.fha-page .fha-section li {
	color: var(--fha-muted);
}

.fha-page .fha-section {
	margin-bottom: 22px;
}

.fha-page .section-heading {
	max-width: 820px;
	margin-bottom: 18px;
}

.fha-page .scenario-grid,
.fha-page .related-grid {
	display: grid;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	gap: 16px;
}

.fha-page .related-grid {
	grid-template-columns: repeat(4, minmax(0, 1fr));
}

.fha-page .scenario-grid article,
.fha-page .related-grid a {
	padding: 18px;
	background: var(--fha-soft);
	border: 1px solid var(--fha-line);
	border-radius: 8px;
}

.fha-page .related-grid a {
	color: inherit;
	text-decoration: none;
}

.fha-page .related-grid span {
	color: var(--fha-blue);
	font-size: 12px;
	font-weight: 900;
	text-transform: uppercase;
}

.fha-page .related-grid strong {
	display: block;
	margin: 8px 0;
	color: var(--fha-ink);
	font-size: 17px;
}

.fha-page .fha-split-section {
	display: grid;
	grid-template-columns: minmax(0, 1fr) 330px;
	gap: 24px;
	background:
		linear-gradient(135deg, rgba(39, 103, 215, 0.08), rgba(16, 138, 123, 0.08)),
		#ffffff;
}

.fha-page .fha-checklist {
	padding: 18px;
	background: #ffffff;
	border: 1px solid var(--fha-line);
	border-radius: 8px;
}

.fha-page .fha-checklist strong {
	color: var(--fha-ink);
	font-size: 18px;
}

.fha-page .fha-checklist ul {
	margin: 14px 0 0;
	padding-left: 20px;
}

.fha-page .faq-list {
	display: grid;
	gap: 12px;
}

.fha-page .faq-list details {
	padding: 16px;
	background: var(--fha-soft);
	border: 1px solid var(--fha-line);
	border-radius: 8px;
}

.fha-page .faq-list summary {
	color: var(--fha-ink);
	font-weight: 900;
	cursor: pointer;
}

.fha-page .faq-list p {
	margin: 10px 0 0;
}

.fha-page .disclaimer {
	padding: 22px;
	background: #fff8ed;
}

.fha-page .disclaimer p {
	margin: 0;
	color: #6f4c17;
}

@media (max-width: 980px) {
	.fha-page .fha-hero,
	.fha-page .fha-tool,
	.fha-page .fha-content-grid,
	.fha-page .fha-split-section {
		grid-template-columns: 1fr;
	}

	.fha-page .scenario-grid,
	.fha-page .related-grid {
		grid-template-columns: 1fr;
	}
}

@media (max-width: 640px) {
	.fha-page .fha-hero,
	.fha-page .fha-tool,
	.fha-page .fha-content-card,
	.fha-page .fha-section {
		padding: 18px;
	}

	.fha-page .field-grid,
	.fha-page .fha-metric-grid {
		grid-template-columns: 1fr;
	}
}